Build sales with new, more competitive Overhead Expense insurance policy

Effective immediately, a new, more competitive Overhead Expense1 (OE) insurance policy (HH 789) is available for sale from Principal Life Insurance Company. The policy helps clients meet their business protection needs and features:

• Lower premiums for a variety of ages, occupation classes and benefit factors
• New:
• Definitions of total and residual disability;  providing regular occupation protection
• Advance Benefit Option (built-in)
• Benefit Factors - 15 and 30
• Salary Replacement Expense calculation - it's much easier!
• A flexible policy design that can be customized with riders, such as Business Loan Protection and Benefit Update
• All the same built-in features and covered business expenses that made our previous OE insurance policy an industry leader

Plus, to help you open doors with business owners, Principal Life offers several NEW approach tools and FREE, value-added services.

To learn more about building your Individual Disability Insurance sales with Principal Life contact:  Madison Brokerage 888-539-3232

Business Owners Want Your Help!
In a recent survey2, they indicated:

#1 priority is business protection

#3 priority is income protection

Yet, most have no plans in place. They need your help.

Principal Life is now the #3 provider of noncancelable individual disability insurance (moved up three spots!)
Source: LIMRA 2010 sales data
 
1 Not available in California, not approved yet in all states. Go here for more information.

2 2010 Business Owner Study conducted by Harris Interactive for The Principal