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RESOURCES - Disability
High Limit Key Person Disability (Up to $100,000,000)
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All successful companies, no matter the size, have key personnel as the foundation driving success. What happens if those rainmakers are disabled? The sophisticated advisor should consider key person disability for all of their key person clientele.
Madison Brokerage provides high limit key person disability for private and public organizations, law firms, and medical professionals.
Coverage Includes:
- Key Person Disability – Limits to $75,000,000
- Buy Out Disability – Limits to $75,000,000
- Business Overhead Expense – Limits to $500,000 per month
- Total aggregate coverage exceeding $100,000,000
- Monthly benefits beginning after 30, 60, 90 or 180 days.
- Lump sum payouts beginning after 6, 12, 18, or 24 months.
- Individual or Group GSI Coverage
- Madison Brokerage’s experts can manuscript policy wording to match a client’s contractual obligation or other specific needs.
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CASE STUDY
A large Advertising firm was in the final stages of acquiring a smaller marketing company in order to broaden their outreach. Madison Brokerage secured a policy for $7,500,000 on the marketing company’s President to insure his human capital and expertise for the purchasing company. |
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