RESOURCES - Disability
Overview

Disability insurance provides policyholders with coverage that can replace a portion of an employer's or employee's income if he or she becomes too sick or disabled to return to the job. Policies can be purchased on a group or individual basis.

High Limit Disability Protection:

Your client’s ability to earn a sizeable income is his/her biggest asset, yet it is often taken for granted. Traditional insurers are often unable to meet the income replacement needs of high earners in the event of disability.

Madison Brokerage provides high limit disability solutions for your very affluent clientele. Coverage is available above and beyond what traditional insurers offer.

Coverage Includes:

• Monthly benefits up to $500,000 per month
• Benefit periods up to 60 months, plus lump sum benefits exceeding $25,000,000
• Elimination periods of 90, 180, and 365 days
• Individual or Multi-Life Coverage
• Residual Benefit Rider and COLA available
• Own Occupation definitions available