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Individual Disability
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Physician's Edge 365
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High Limit Disability Income
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RESOURCES - Disability
Physician's Edge 365

A doctor’s ability to earn a sizeable income is predicated on the ability to see patients, perform surgery and further their education. Traditional insurers often fall short of the replacement ratios necessary to adequately protect a doctor’s income.

Madison Brokerage provides high limit disability solutions for medical professionals.

Physician's Edge 365 Coverage Includes:

  • Monthly benefits up to $150,000 per month
  • Elimination periods of 90, 180 and 365 days
  • Benefit periods up to 60 months, plus lump sum benefits to an aggregate of $10,000,000+
  • Individual or Multi-life coverage
  • Residual Benefit Rider & COLA available
  • Own Occupation definition
CASE STUDY
A surgeon earning $900,000 per year obtained $20,000 per month of disability coverage through traditional outlets. Madison Brokerage underwrote an additional $25,000 per month followed by a lump sum of $900,000 to facilitate appropriate coverage in the event of a disability.

 

CASE STUDY
Six radiology partners required a disability policy to fund their buy/sell agreement. Madison Brokerage bound a practice owned Buy-Out Disability policy insuring each partner of the practice for an aggregate of $10 million of total coverage.

 

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