All carriers shown may not be available. Please check your approved carrier list before proceeding.
| Company |
AXA Equitable |
Transamerica |
Aviva |
| Product |
AXA Equitable ART |
Trendsetter Super YRT |
Trendsetter Super YRT |
| Classifications |
Preferred Elite
Preferred Nonsmoker
Preferred Tobacco
Preferred Plus
Standard NonSmoker
Standard Tobacco |
Preferred Nonsmoker
Standard Nonsmoker
Standard Smoker
Standard Plus
Preferred Smoker |
Premier Non-Tobacco
Pref-Plus Non-Tob.
Preferred Non-Tob.
Standard Non-Tob. |
Issue Ages
|
20-70
|
18-80
|
Non-tobacco 18-70
Tobacco 18-70
|
| Minimum Face Amount |
$2,000,000 |
$100,000 |
$500,000 |
| Riders |
Accelerated death benefit
Disability Premium Waiver
Child rider |
Waiver of premium
Guaranteed Insurability
Preliminary Term, Family & childrens rider
Accident indemnity rider (AIR) |
Waiver of Ppremium
Waiver of Premium Plus
Accidental Death Benefit
Children’s Insurance
Additional Insured (Spouse) Rider
Accelerated Benefits Rider |
| Converson Period |
Available up until the policy anniversary nearest the
insureds 70th birthday |
Until age 70 (age 75 for Premier Classes) |
10 years or to age 75 if earlier |
| Renewable Until |
94
79 in NY |
95 |
95 |
| Modal Factors |
| Semi-Annual |
0.509 |
| Quarterly |
0.2565 |
| Bank Draft |
0.0855 |
|
| Semi-Annual |
0.52 |
| Quarterly |
0.265 |
| Bank Draft |
0.0875 |
|
| Semi-Annual |
0.51 |
| Quarterly |
0.26 |
| Bank Draft |
0.09 |
|
For informational use only -- Subject to change without notice. Survey based on information from various sources.
Carriers and products offered through Madison Brokerage may not be approved in all states
Access to products and carriers available through Madison Brokerage
Features subject to current contract terms at time of sale.
Prepared for agent use only.
